Finding The Cheapest Auto Insurance for 17-Year-Old
Teenagers are inexperienced in drivingnaturally cause a high rate of accidentsTo keep all this in mind, auto insurance companies charge much higher rates for teen driversThe average annual auto insurance quotes for 17-year-oldsare much higherthe rates are changed based on genderstate.
Cheapest car Insurance for 17 Years’ Old
Newly driver’s license rates are quite expensive as teenagers cause frequent accidentsviolate traffic rulesThe auto insurance companies introduce the cheapest car insurance for 17 year old male with specific coverage limits that include injury liability for a person, insurance for property damage,injury for all in one accident.
The rate varies according to the state they live in or the type of car you driveIt also depends on the genderalso adding a teen to a parent’s policy.
It is highly recommended to add a teen’s policy to the parent’s policy, as the cost of the policy is much cheaper than buying a separate coverage under the teen’s nameA parent who has the policy with full coverage gets the best add-on for auto insurance quotes for 17 years old.
Auto Insurance Quote for a 17-Year-Old Female
Like the male, auto insurance for a 17 year old female is also higher in ratesBut the teenage female drivers pay less than 1000$ than male their age.
The average auto insurance quote for 17-year-old females will be cheaper when their auto insurance is added to their parent policyThe policy also covers collision coverage, liability,injury for all in one accident.
As per the state,the gender the insurance rate varies according to their policy termsHere the teens are listed as secondary drivers in their parent’s policy.
Car Insurance cost for a 17-Year-Old Male
When it comes to car insurance for teen drivers, most parents prefer adding their son or daughter to their policyThe main reason is it likely to be quite cheaper.
Males whose age is 17 must pay 1000$ extra than the female of the same ageBut when comparing with the rates of individual policy, the policy that is being added to the parents is much cheaper than the individual.
Thus adding a 17-year-old male to a parent policy covers the full property coverageinjury cost to the driverRemember, based on various zip codesstates, the policy rate varies for malesfemales.
Why Teen car Insurance Rates Are Higher?
Car insurance companies consider a person’s driving experience, age, claims history,location regarding an insurance claimA driver with a limited driving record or a teenager can claim only minimal value when their property is damaged.
The car insurance company points out that teen insurance is not eligible for the rate reductionOnly the parent is qualified for multi-policy, loyalty discounts,multi-vehicle insuranceWhen the parents add their teens to their policy, it means that there is a significant hike in their rates.
Alias insurance is one such great company in the USA offers cheapest auto insurance for 17-year-old malefemale based on their statepolicy normsThere is a list of charts that shows minimum coverage cost, the age for the policyholderrate as per the state norms, etcTo know more about these policies you can log on to their website to grab the offers now.
